Mortgage Eligible?

Before you think of buying a home, take this step first: Consult with a mortgage officer! Why not look for the home of your dreams first, then lock up your mortgage? Here are
some reasons why:
1) An experienced Realtor will take the time out to show you homes only when they are assured that you are actually qualified to buy.
2) If you don't qualify to buy now, the right mortgage officer will show you the steps to take to become mortgageable.
3) Be an educated consumer know, for sure, what price range you can comfortably afford to buy in.
4) Some sellers require that you have a mortgage pre-approval prior to stepping into their home. Why would a seller want go through the work of preparing a house for a showing, if they were not certain the "potential buyer" can really afford their home?
5) Some sellers require an offer be accompanied with a pre-approval from a known bank, before considering accepting an offer. They are afraid to contractually tie up their home if in actuality, the buyer is incapable of getting a mortgage.

I hope you are convinced, before seeing homes, you need to see a mortgage consultant first! If you don't know any, let your Realtor give you a few options! They will recommend mortgage officers they have worked with and trust to get the job done!